Personal Insurance

Our personal insurance policies protect Hawaii from life’s unexpected events.

Simple, reliable and affordable coverage for all your insurance needs. 

Personal insurance options provide protection for you and your family against life’s unexpected events. We offer coverage to protect your home, rental property, personal property and all your personal assets. We also offer affordable, customized flood insurance tailored to Hawaii’s tropical climate and weather.


With full access to carriers around the country, our goal is to find you and your family the best coverage that fits your lifestyle and belongings.

  • Homeowners Coverage

    Our homes are our most valuable investments, especially in Hawaii. Our policies offer cost savings and peace of mind with reliable protection.

    Protect your valuable home and assets with policies tailored to our islands, including oceanfront properties, properties in lava zones I and II, and more.

  • Personal Item Coverage

    We make sure all of your belongings are covered - even those that may not be covered under your homeowners or renter’s policy. We will customize an affordable policy to make sure your high-value and important assets are all protected.

  • Flood Coverage

    Any property is susceptible to flooding and your homeowner or renters policy does not protect you from flood damage. The National Flood Insurance Program (NFIP) also only covers up to $250,000 on a residential structure - a fraction of the cost of a home in Hawaii. Our affordable flood insurance helps minimize your risk and can cover buildings & structures, business interruption costs and the contents inside of your property.

  • Umbrella Coverage

    Protect yourself from all of life’s unexpected events with an umbrella policy. Umbrella coverage compliments your other insurance policies to protect you from excess claims costs if you're held liable in an unexpected accident or event.

  • Rental Coverage

    Did you know a landlord’s insurance policy won’t cover your personal items in an unexpected event like a fire? Our cost-saving renters insurance policies can be specially tailored to protect your personal property and belongings.

  • Auto Insurance

    Our affordable automobile insurance options offer coverage for you and your `ohana, tailored to our island lifestyle. When an unexpected accident occurs, our reliable coverage gives you peace of mind and helps you get back on the road.